Security is at the heart of everything that we do. We work harder to keep all of our customers, and data, secure. Our World-Class service meets all the requirements of the card payment industry, being EMV approved and complying with PCI DSS regulations.


Ruby Mobile Wallet offers cutting-edge authentication and identification to secure sensitive data at every step along the transaction process. The strong data encryption originates with the mobile card acceptance device and “hides” the sensitive information from the mobile phone. The cryptogram then travels via an SSL secured channel to our server where it can safely be deciphered.