Card programs

Very convenient, secure and functional – prepaid cards are now displacing traditional cash and cheques as forms of payment.
Mobilepaid provides turn-key private label card solutions for multiple programs and sales verticals including:

Government payouts

These types of prepaid cards are used for the administration of government assistance programs. Rather than mailing a cheque to the beneficiary, municipal, provincial, state or federal governments… More Info

Incentives & rewards

Prepaid sales incentive & reward cards are provided by businesses to influence positive behaviour. These cards are typically provided to employees, clients, distributors, vendors and consumers. Sales incentive cards are… More Info

General purpose re-loadable

General purpose re-loadable (GPR) cards are prepaid cards that are purchased by a consumer to be used on the-go and that can have funds added to… More Info

Transit

Mobilepaid provides a platform for an open loop reloadable prepaid transit card used to pay for public transportation, with the ability to also pay for transit parking, or… More Info

Retail gift

Mobilepaid’s retail gift card program provides a prepaid open loop Visa card with a consumer-defined fixed value. These cards are usually given as a gift and come… More Info

Loyalty

Loyalty cards are structured marketing efforts that reward and encourage loyal usage behaviour. A loyalty or rewards card provides the card holder a defined benefit by encouraging… More Info

Payroll

Payroll cards provide companies a convenient, low-cost method for disbursing salaries to employees. For unbanked or underbanked employees, the payroll card offers… More Info

Virtual card

Just like a regular Visa card account but without the physical card in hand. A Virtual Visa card program provides you the ability to instantly issue an account… More Info

Cheque replacement

The inconvenience and cost of issuing cheques and having them cashed nowadays has made the cheque replacement card an easy choice. Whether funds are transferred to the card… More Info

Government payouts

These types of cards are used for the administration of government assistance programs. Rather than mailing a cheque to the beneficiary, municipal, provincial, state or federal governments work with Mobilepaid and our issuing financial institution to provide prepaid cards to the benefit recipient. Each month, the agency will transfer the benefit amount to the prepaid card account of each recipient that has chosen this as their preferred method of payment.

Some examples of government funded programs that use prepaid cards include; Social Assistance, Women and Children’s benefit programs, unemployment…. These cards can include payouts for child support, disability programs, pensions, tax refunds, unemployment benefits, veterans’ benefits, Social Assistance benefits and other worker’s compensation.

Prepaid government payout cards offer government agencies a highly efficient and secure way to distribute payments. Prepaid cards help minimize fraud and other costs associated with distributing cheque or cash based payments. The card provides greater security and convenience to recipients.

If you are considering issuing a RFP or just starting to explore the possibilities available with an open-loop Government issued prepaid card program, please consult with our Sales Team today for further assistance.

Incentives & rewards

Prepaid sales incentive & rewards cards are provided by businesses to influence positive behaviour.These cards are typically provided to employees, clients, distributors, vendors and consumers. Sales incentive & reward cards are used to reward staff members for a job well done.

However, prepaid sales incentive & reward cards are also used by companies that wish to recognize customers, resellers or vendors, as well as employees. They can also be used for rebates and promotions. Recipients appreciate the flexibility and convenience of these types of cards. Open-loop prepaid sales incentive & reward cards offer a cost efficient alternative to writing checks, providing vouchers or goods, and they can be conveniently used at millions of locations worldwide and online.

To get your company started with its own sales incentive & reward card program, please consult with our Sales Team today.

General purpose re-loadable

General purpose reloadable (GPR) cards are prepaid cards that are purchased by a consumer to be used on-the-go and that can have funds added to the card. These cards can virtually be used anywhere the designated payment scheme is accepted. The prepaid general purpose (also known as prepaid debit) cards offer consumers the convenience, security and utility of a branded card for a range of needs—from general everyday spending to specific payments. The card provides an easy entry-point into the financial mainstream to underserved individuals who might not have traditional banking relationships, allowing them to pay for purchases and bills, shop online or obtain cash at ATMs when they otherwise could not.

Examples of GPR cards that are used for specific purposes include cards with limited acceptance (e.g., fuel cards or movie cards); open money and financial services cards that are used for online purchases and offer a full range of services, from savings to bill payment; money remittance/person- to-person (Peer2Peer) cards; business travel cards; events and meetings cards where participants are provided with funds for use at the meeting venue and associated merchants, relocation cards, and purchasing cards.

To get your company started with its own branded GPR card program, please consult our Sales Team today.

Transit

Mobilepaid provides a platform for an open-loop reloadable prepaid transit card used to pay for public transportation, with the ability to also pay for transit parking, or other applications. Prepaid transit cards can be funded by a variety of sources.

To begin exploring a solution for an open-loop transit card program, please consult with our Sales Team today.

Retail gift

Mobilepaid’s retail gift card program provides a prepaid open-loop Visa or MasterCard card with a consumer-defined fixed value. These cards are usually given as a gift and come in denominations of $25, $50, $100 and $200. These cards can be used anywhere the designated payment scheme is accepted.

To get your company started with its own branded Gift Card program, please consult with our Sales Team today.

Loyalty

Loyalty cards are structured marketing efforts that reward and encourage loyal usage behaviour. A loyalty or rewards card provides the card holder a defined benefit by encouraging use of the card. The reward may be based on the $ value of purchases made or on their frequency. The reward may be made available as cash back or accumulated points toward a value or a discount on any future purchase made with the card at either the client’s physical or online store or any retailer for that matter. Adding a loyalty or reward function to a GPR card increases the likelihood of that special card being used over the other cards sitting in the customer’s wallet.

Speak with our Sales Team today to discuss how you can begin providing a Loyalty feature to your prepaid card holders.

Payroll

Payroll cards provide companies a convenient, low-cost method for disbursing salaries to employees. For unbanked or underbanked employees, the payroll card offers valuable benefits by eliminating check cashing fees and providing a more convenient and secure way to receive and access funds. Payroll cards help employers reduce payroll costs, increase processing efficiency and build employee loyalty.

Employers use payroll cards to deposit employee pay to the prepaid account if the employee does not opt for direct deposit to a bank account or does not have a bank account. An increasing number of employers are also offering payroll cards as a complimentary offering to traditional direct deposit to an existing bank account. This allows employees to be able to segregate a portion of their net proceeds for other purposes (i.e., spending money, additional savings).

To get your company started with its own branded Payroll card program, please consult with our Sales Team today.

Virtual card

Just like a regular Visa card account but without the physical card in hand. A Virtual Visa card program provides you the ability to instantly issue an account to your customers via online or by using their smartphone. Within a few easy steps, a card account can be created, registered and activated then topped up by the customer’s bank account or third party funded. There is no credit check required, it’s private, secure and it’s instant.

Speak with our Sales Team today to start your virtual Visa card program.

Cheque replacement

The inconvenience and cost of issuing cheques and having them cashed nowadays has made the cheque replacement card an easy choice. Whether funds are transferred to the card for payroll, rebate, remittance, corporate incentive, loans or other reasons the card holder is no longer obligated to have a bank account or pay exorbitant fees to having a cheque cashed. The card is the bank account. Simply a visit to an ATM to withdraw cash or just using the card at a retailer is the preferred choice.

Speak with our Sales Team today to start your company’s cheque replacement card program.

Benefits to clients/partners:

  • Reach new customers who may not currently qualify for, or want traditional banking services
  • Drive new customer growth and expand existing relationships with clients
  • Generate new revenue streams
  • Significant cost savings for cheque replacement programs
  • Streamline business processes

Benefits to end-consumers:

  • Provide a safe, convenient way to distribute funds to family members or others
  • Enjoy the convenience and security of not having to carry cash
  • Eliminate high cheque-cashing fees
  • Simplify budgeting and track spending
  • Avoid the need for credit check or a traditional bank account
  • Reduce dependence on friends and family for basic financial services
  • Enable everyday activities that require a card such as shopping online, booking travel, paying bills...
  • Enjoy faster access to payroll or benefit funds deposited directly to the card

 

Visa and the Visa Brand Mark are registered trademarks of Visa International Service Association.